Organic Credit Solutions
Organic Credit Solutions
  • Home
  • Pricing
  • Free Credit Education
  • Our Process
  • Order Credit Monitoring
  • Credit Building Products
  • Get Your Own D.I.Y Kit
  • Sign-Up for Services
  • Secured Client Portal
  • Cancel MY Subscription

Get a handle on you're credit Reports !

Repair your Credit With The Certified Experts in credit repair

Repair your Credit With The Certified Experts in credit repair Repair your Credit With The Certified Experts in credit repair Repair your Credit With The Certified Experts in credit repair
Get in Touch
Learn More

Get a handle on you're credit Reports !

Repair your Credit With The Certified Experts in credit repair

Repair your Credit With The Certified Experts in credit repair Repair your Credit With The Certified Experts in credit repair Repair your Credit With The Certified Experts in credit repair
Get in Touch
Learn More

What we can help with

Collection Accounts

Collection Accounts

Collection Accounts

When an account becomes seriously past due, and converts into a charge-off status account the creditor may decide to turn the account over to an internal collection department on consignment, or to sell the debt to a debt buyer . Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report. Collection accounts have a significant negative impact on your credit scores.

Repossessions

Collection Accounts

Collection Accounts

 Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit scores once they're reported to the credit bureaus. The repossession itself will be listed as a "Charge-Off" which is the worst data entry you can have on your credit reports. A charge-off will show a payment progression history such as, 30,60,90,120,150, days late. Then it'll show C/O in the payment history for Charge -Off Status.

Charge offs

Collection Accounts

Medical Debt

  charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months. These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported. 

Medical Debt

Late Payments

Medical Debt

 Our professional service is dedicated to assisting individuals in navigating the complexities of medical debt laws and their implications on credit reports. When it comes to medical debt, it's crucial to understand the specific legalities surrounding its reporting and resolution.

Contrary to some other forms of debt, paid medical collections typically do not immediately appear on credit reports. However, once the waiting period concludes, these accounts may surface, potentially exerting adverse effects on credit scores.

Under medical debt laws, there are specific provisions and protections afforded to consumers. However, without proper understanding and advocacy, individuals may find themselves vulnerable to the negative consequences of medical debt reporting.

Our service specializes in leveraging these laws to advocate for fairness, accuracy, and compliance in the handling of medical debt collections. By partnering with us, individuals gain access to tailored strategies designed to navigate the legal landscape effectively, mitigate the impact of medical debt on credit reports, and secure financial stability for the future.

Evictions

Late Payments

Late Payments

 Evictions on your credit report occur when you fail to fulfill your rental agreement obligations, leading to legal action by your landlord. These entries can significantly impact your creditworthiness, making it challenging to secure future rentals or obtain favorable loan terms.

Evictions can lower your credit score, making it harder to qualify for loans, credit cards, or favorable interest rates. Landlords and creditors may view evictions as indicators of financial irresponsibility or instability, which can hinder your ability to secure housing or credit in the future.

Our professional services specialize in helping individuals remove evictions from their credit reports. We employ a systematic approach, leveraging our expertise and knowledge of consumer rights and credit reporting regulations to dispute inaccurate or outdated eviction records. By partnering with us, you gain access to a team dedicated to advocating for your rights and working towards restoring your financial credibility.

Late Payments

Late Payments

Late Payments

  With a standard 30-day grace period before creditors report late payments to Credit Bureaus, we leverage this window to dispute inaccuracies in reported dates. Recognizing that timely payments significantly influence credit scores, we prioritize addressing discrepancies that may impact your financial standing.

Late payments, especially those exceeding the 30-day threshold, can detrimentally affect credit scores by up to 100 points, particularly for individuals with otherwise pristine credit histories. Even for those with lower scores, such late payments can still inflict notable harm on overall credit profiles.

Understanding the pivotal role of on-time payments in credit management, we diligently advocate for accuracy in credit reporting, safeguarding your financial reputation and facilitating the preservation of your creditworthiness.

About Us

Trust & Transparency

 

At Organic Credit Solutions, we're not just about fixing credit reports – we're here to revolutionize the way you approach your financial health with Credit Education during and after the repair process. Our mission is simple: empower individuals like you to take charge of your credit and financial destiny, paving the way for a brighter future.

With our precision dispute solutions, we're more than just a service – we're your trusted ally in the journey towards financial freedom. From meticulous attention to detail to unwavering advocacy, we're committed to standing by your side every step of the way.

Experience the difference of personalized guidance, proactive advocacy, and empowerment through education. Together, let's redefine what it means to thrive in the realm of credit repair and financial wellness.

Join us as we embark on this transformative journey – because your credit and financial well-being deserve nothing less than excellence.

Organic Credit Solutions- Where Credit Repair and Financial Dreams Take Flight

The Experts

 

We are the premier experts in credit repair. With a dedication to excellence and a passion for financial empowerment, we specialize in helping individuals like you navigate the complexities of credit reporting with precision and expertise.

Backed by years of industry experience and a commitment to client success, our team of professionals is here to guide you every step of the way. From disputing inaccuracies to providing personalized solutions, we're your trusted partner in achieving optimal credit health.

Experience the difference with Organic Credit Solutions – where expertise meets excellence in credit repair. Let us help you unlock the door to a brighter financial future today.

Credit Repair Made Affordable & Effective

 We believe in offering comprehensive solutions tailored to your unique credit repair needs. Our mission is to empower individuals with accessible tools and resources to take control of their financial futures.

With our range of comprehensive plans and a user-friendly DIY kit priced at just $39.99 a month, we make credit repair affordable and attainable for everyone. Whether you prefer hands-on involvement or expert guidance, we have the perfect solution to suit your preferences and budget.

At Organic Credit Solutions, we're dedicated to providing unparalleled value and support on your journey towards improved credit health. Join us today and discover how easy and affordable it can be to achieve your financial goals.

Unlock the power of financial freedom Organic Credit Solutions – where affordability meets empowerment in credit repair.

 

Frequently Asked Questions

Please reach us at support@myorganiccreditsolutions.com if you cannot find an answer to your question.

 There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation, as well as what's reporting on your credit reports

 Understanding the components that makeup credit scores can help you wisely manage your credit decisions. To see how it all breaks down, here’s an example of how scores are calculated with a popular algorithm. Your payment history makes up 35% of your score, while the amount you owe lenders represents 30%. The length of your credit history contributes 15%, and the types of credit accounts you maintain comprise 10%. Finally, new credit accounts are responsible for 10%. All of these values are then broken down into a credit score, which ranges between 300 and 850. Credit scores are changing daily in some cases.

 

  • Credit repair doesn't cost anything if you handle the process yourself. If you hire a credit repair company to assist you, you'll typically pay fees of $19 to $349 per month sometimes more depending on the company's pricing structure.

Schedule a time to Chat with Us!

Contact Us

"Connect Today, Thrive Tomorrow!"

We know that untangling your credit reports can be both stressful and confusing. Send us a message today, and we can get you started on a path to financial confidence.

Message us on WhatsApp

Organic Credit Solutions

📲+1.2109033646 support@myorganiccreditsolutions.com

Hours

Open today

10:00 am – 06:00 pm

Closed Thanksgiving Day

Closed Christmas Day

Closed New Year's Day

Send Message

Attach Files
Attachments (0)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Cancel

Social

Sign-Up Today

We're more than just a credit repair company – we're your dedicated partner in achieving financial success. With our proven track record of excellence and commitment to client satisfaction, we offer a unique blend of expertise, affordability, and personalized support. When you sign up with us, you gain access to cutting-edge solutions designed to elevate your credit and financial well-being. From our comprehensive plans to our user-friendly DIY kit, we empower you with the tools and resources needed to navigate the complex world of credit repair with confidence. Our team of seasoned professionals is here to guide you every step of the way, ensuring that you receive the support and guidance you need to achieve your goals. With transparent pricing and unparalleled customer service, we prioritize your satisfaction above all else. Join us today and discover why countless individuals trust Organic Credit Solutions to help them unlock their full financial potential. Experience the difference for yourself – sign up with us and take the first step towards a brighter financial future!.

Affordable Options Below 👇👇👇

Click here to Order your very own credit repair D.I.Y KitClick here to view our credit building products

Copyright © 2024 Organic Credit Solutions - All Rights Reserved.

Powered by GoDaddy

Hi there call Mr. Organic

Welcome! 

Click below👇 to send me an email with  a credit repair question. And I will happily answer it for you


In your email please list your:

Name:

Phone number

ASK ME A QUESTION?

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept